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Our Royal Branch at Preston Rd in Dallas is temporarily closed due to storm damage. We apologize for the inconvenience. Please visit our Alexis Branch or Westchester Branch.

In observance of Thanksgiving, all branches will close early on Wed, Nov 27 at 3 PM, will be closed Thanksgiving Day & close early Fri, Nov 29 at 4PM. Happy Holidays! 

Call us at 833-837-4839 ABA Notice

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Owner-Occupied Commercial Real Estate

Veritex Community Bank’s new real estate loan options let you finance commercial real estate assets up to 25 years. Available for business owners who want to finance their new or existing commercial real estate.

The real advantage of choosing Veritex Community Bank is our speed of approval, willingness to look at complex financials, better LTV requirements and servicing—we write loans to keep.

  • Can be used to purchase or build a new property or refinance, expand or remodel existing facilities, including closing costs
  • Available terms up to 25 years
  • 2 rate options available:
    • Rate Option #1 - ≤ $2MM 5.50%; > $2MM to $5MM 5.25%; > $5MM 5.00%; fixed for 5 years, then 1 year LIBOR + 4.25% (adjusted every 5 years)
    • Rate Option #2 - 1 month LIBOR + 3.5%; adjusted on the first day of each month. Floor rate: 5.00%
  • 50% origination fee plus appraisal, ESA, survey, attorney, etc.
  • Maximum of 80% loan to value, including fees financed (based on lesser of purchase price [or construction cost] and appraised value)
  • No pre-payment penalty fee on rate option #2
  • Pre-payment penalty fee on rate option #1 applicable during the first three years: 2%, 2%, and 1%
  • Payments must be made through auto debit from a Veritex Community Bank account.

Additional fees and closing costs may apply. Other restrictions may apply. Credit worthiness must be established. Rates subject to change. 25 years amortization based on age and condition of property.

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Treasury Management Services

Veritex Bank Treasury Services range from direct deposit to credit card merchant services.

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Commercial Banking

Well-established businesses with consistent volumes in operating and/or payroll accounts..

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Money Market

Designed for businesses with higher investible balances that also want to retain liquidity.

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Home Mortgages

We can help you find the best mortgage that suits your financial needs and show you how refinancing may save you money.

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