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African American family portrait in front of a nice home.
African American family portrait in front of a nice home.

Personal Savings

Opening a Savings Account is a great way to get your savings plan underway! No minimum deposit after account opening, so even young savers can see their savings balance grow, regardless how small the deposit. Savings accounts are great for that summer vacation, holiday fund or emergency funds. Having a savings is crucial to financial health, and Veritex Bank makes it easy!

Account Features & Benefits:

  • Minimum Opening Balance: $100
  • Interest Tiers by Balance:
    • $0 - $19,999
    • $20,000 - $49,999
    • $50,000 and over
  • Minimum Balance to Earn Interest (calculated on daily ledger balance, paid quarterly): $0 
  • To Avoid Service Charge: $300 average ledger balance during quarter
  • Service Charge: $6 per quarter
  • Auto-Refunds for Auto-Refunds for Foreign ATMs* (other banks’ surcharges): N/A
  • Foreign ATM Transaction Fee*: $3
  • Statements: Paper or E-Statement
  • Check Images: N/A

*These do not apply when using the Allpoint network. Visit veritexbank.com/business/allpoint-atm-network for the Allpoint ATM nearest you.

CERTIFICATE OF DEPOSIT (CD)

PERSONAL PREFERRED MONEY MARKET)

INDIVIDUAL RETIREMENT ACCOUNT (IRA)