Guaranteed returns with flexible terms
smart CDS
Grow your savings securely with a Certificate of Deposit. Veritex’s three Smart CD options give you a better rate with different terms to fit your needs — 6 months, 9 months, or 12 months.
With no monthly service fee, lock in the guaranteed CD rate that works for you. Applying takes less than 5 minutes!
A Better Rate for your CD
Get higher rates on your own terms.
6-Month Smart CD
4.65% APY*
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BEST FOR YOU if you need some extra cash in the coming year for a purchase. |
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|---|---|
| Minimum Opening and Daily Balance: | $2,500 |
| No Monthly Service Fee | |
Penalty for early withdrawal
9-Month Smart CD
4.15% APY*
| BEST FOR YOU if you prefer an in-between option that earns a high interest rate. | |
|---|---|
| Minimum Opening and Daily Balance: | $2,500 |
| No Monthly Service Fee | |
Penalty for early withdrawal
12-Month Smart CD
4.15% APY*
| BEST FOR YOU if you want a safe and secure opportunity to grow your money. | |
|---|---|
| Minimum Opening and Daily Balance: | $2,500 |
| No Monthly Service Fee | |
Penalty for early withdrawal
You’re Covered
We’re a Federal Deposit Insurance Corporation (FDIC) member institution — that means your deposits are insured up to $250,000. You can rest assured that your money is secure at Veritex. For additional insurance for accounts over $250,000 please call for assistance.
Open a New Account
In less than 5 minutes!
Here's what you'll need to complete your application:
Your driver's license, passport, or other government-issued ID card.
Social Security number or Individual Taxpayer Identification Number (ITIN).
Routing number and account number of the institution you will transfer money from to make that first deposit.
What Veritex Customers Say
We pride ourselves on serving you wherever you are.
Hear what a few of our customers across Texas have to say.
Digital Tools
The best online and mobile banking tools to help you manage and grow your money.
Deposit Checks By Phone
Pay Bills Instantly
Transfer Funds Easily
24-Hour Telephone Banking