Guaranteed returns with flexible terms

smart CDS

Grow your savings securely with a Certificate of Deposit. Veritex’s three Smart CD options give you a better rate with different terms to fit your needs — 6 months, 9 months, or 12 months.

With no monthly service fee, lock in the guaranteed CD rate that works for you. Applying takes less than 5 minutes!

Smart CDs

A Better Rate for your CD

Get higher rates on your own terms.

6-Month Smart CD

5.55% APY*

BEST FOR YOU if you need some extra cash in the coming year for a purchase.
Minimum Opening and Daily Balance: $2,500
No Monthly Service Fee

Penalty for early withdrawal

9-Month Smart CD

4.85% APY*

BEST FOR YOU if you prefer an in-between option that earns a high interest rate.
Minimum Opening and Daily Balance: $2,500
No Monthly Service Fee

Penalty for early withdrawal

12-Month Smart CD

5.00% APY*

BEST FOR YOU if you want a safe and secure opportunity to grow your money.
Minimum Opening and Daily Balance: $2,500
No Monthly Service Fee

Penalty for early withdrawal

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You’re Covered

We’re a Federal Deposit Insurance Corporation (FDIC) member institution — that means your deposits are insured up to $250,000. You can rest assured that your money is secure at Veritex. For additional insurance for accounts over $250,000 please call for assistance.

Open a New Account
In less than 5 minutes!

Here's what you'll need to complete your application:

ID

Your driver's license, passport, or other government-issued ID card.

ssn

Social Security number or Individual Taxpayer Identification Number (ITIN).

card

A blank check, debit card, or credit card to make that first deposit.

What Veritex Customers Say

We pride ourselves on serving you wherever you are.
Hear what a few of our customers across Texas have to say.

digital-tools

Digital Tools

The best online and mobile banking tools to help you manage and grow your money.

Deposit Checks By Phone

Pay Bills Instantly

Transfer Funds Easily

24-Hour Telephone Banking