Boost your earning power
Smart Money Market
Up to 4.05% APY* guaranteed for the first 90 days when you open your Veritex Smart Money Market Account today.
Get competitive rates without locking down your money.
Smarter Savings
start here
Open a Smart Money Market Account Now. Apply in less than 5 minutes!
Smart Money Market
Up to 4.05% APY*
| BEST FOR YOU if you need a place to safely grow longer term savings. | |
|---|---|
| Minimum Opening Balance: | $2,500 |
|
Monthly Service Charge: (waived if your balance does not fall below $500 any day of the month) |
$5 |
| Minimum Balance to obtain APY: | $2,500 |
Promotional interest rate/ annual percentage yield established for 90 days from day of account opening. After 90 days, we may change the interest rate/ annual percentage yield at any time.
Transaction Limitations: Six (6) withdrawals or transfers each month. A $5.00 excessive service charge will be imposed for each withdrawal more than the six (6) per monthly statement cycle.
Out of Network ATM Transaction Fee: $3 (Not applicable when using the Allpoint network). Visit veritexbank.com/allpoint-atm-locations for the Allpoint ATM nearest you.
Fees could reduce earnings
Check Writing Available
eStatements Only
| Interest Tiers | |
|---|---|
| $0.00 - $2,499.99 | 0.00% APY |
| $2,500.00 - $9,999.99 | 3.75% APY |
| $10,000.00 - $24,999.99 | 3.75% APY |
| $25,000.00 - $249,999.99 | 4.05% APY |
| $250,000.00 and over | 4.05% APY |
Open a New Account
In less than 5 minutes!
Here's what you'll need to complete your application:
Your driver's license, passport, or other government-issued ID card.
Social Security number or Individual Taxpayer Identification Number (ITIN).
A blank check or debit card to make that first deposit.
You’re Covered
We’re a Federal Deposit Insurance Corporation (FDIC) member institution — that means your deposits are insured up to $250,000. You can rest assured that your money is secure at Veritex. For additional insurance for accounts over $250,000 please call for assistance.
Digital Tools
The best online and mobile banking tools to help you manage and grow your money.
Deposit Checks By Phone
Pay Bills Instantly
Transfer Funds Easily
24-Hour Telephone Banking
What Veritex Customers Say
We pride ourselves on serving you wherever you are.
Hear what a few of our customers across Texas have to say.