Earn great returns with more flexibility.

Smarter Savings Start Here

Make saving for your long-term goals simple with our high-yield savings account. You'll get a competitive rate up to 4.80% APY, while knowing your money is safe with us.

Open a high-yield savings account either online or by calling our Texas-based bankers.

Smart Savings

Smart Savings account

Grow your money without tying it down.

Smart Savings

Current Rate:

Up to 4.80% APY*

BEST FOR YOU if you need a place to safely grow longer term savings.
Minimum Opening and Daily Balance: $2,500
Quarterly Service Charge:
(waived if you maintain $2,500 average daily ledger balance)
$30
Minimum Balance to obtain APY: $0

Interest rates may change at any time.
Fees could reduce earnings.

Interest Tiers
$0.00 - $9,999.99 4.80% APY
$10,000.00 - $19,999.99 4.80% APY
$20,000.00 - $49,999.99 4.80% APY
$50,000.00-$249,999.99 4.80% APY
$250,000.00+ 4.30% APY

Save 8X more Than The National Average Savings Rate.

Chart Savings April 2024

The APYs for other banks are provided by mybanktracker.com and are accurate as of 4/1/2024. The APYs in this table are for the state of Texas and are based on a minimum daily balance of $5,000. National average is accurate per bankrate.com as of 4/1/2024.

See How Much More You Could Save

Graph

While we hope you find this content useful, the calculator is intended for illustrative purposes only, and should not be construed as financial or legal advice. We do not make any warranties or representations as to the accuracy, applicability, completeness, or suitability for any particular purpose of the information contained herein.

What Veritex Customers Say

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Hear what a few of our customers across Texas have to say.

Member FDIC

You’re Covered

We’re a Federal Deposit Insurance Corporation (FDIC). member institution — that means your deposits are insured up to $250,000. You can rest assured that your money is secure at Veritex. For additional insurance for accounts over $250,000 please call for assistance.

Open a New Account
In less than 5 minutes!

Here's what you'll need to complete your application:

ID

Your driver's license, passport, or other government-issued ID card.

ssn

Social Security number or Individual Taxpayer Identification Number (ITIN).

card

A blank check, debit card, or credit card to make that first deposit.

digital-tools

Digital Tools

The best online and mobile banking tools to help you manage and grow your money.

Deposit Checks By Phone

Pay Bills Instantly

Transfer Funds Easily

24-Hour Telephone Banking