Smarter Savings starts here

Open a high-yield savings account and start building your future!

Smart Savings Account

5.00% APY*

Open a new account in less than 5 minutes!

BEST FOR YOU if you need a place to safely grow longer term savings.
Minimum Opening and Daily Balance: $2,500
Quarterly Service Fee:
(waived if you maintain $2,500 average daily ledger balance)
Minimum Balance to obtain APY: $0

Interest rates may change at any time.
Fees could reduce earnings.

Interest Tiers
$0.00 - $9,999.99: 5.00% APY
$10,000.00 - $19,999.99: 5.00% APY
$20,000.00 - $49,999.99: 5.00% APY
$50,000.00 and over: 5.00% APY

Save 10X more Than The National Average Savings Rate


The APYs for other banks are provided by and are accurate as of 9/6/2023. The APYs in this table are for the state of Texas and are based on a minimum daily balance of $5,000. National average is accurate per as of 9/6/2023.

See How Much More You Could Save


While we hope you find this content useful, the calculator is only intended for illustrative purpose only, and should not be construed as financial or legal advice. We do not make any warranties or representations as to the accuracy, applicability, completeness, or suitability for any particular purpose of the information contained herein.

What Veritex Customers Say

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Member FDIC

You’re Covered

We’re a Federal Deposit Insurance Corporation (FDIC). member institution — that means your deposits are insured up to $250,000. You can rest assured that your money is secure at Veritex. For additional insurance for accounts over $250,000 please call for assistance.

Open a New Account
In less than 5 minutes!

Here's what you'll need to complete your application


Your driver's license, passport or other government-issued ID card.


Social Security number or Individual Taxpayer Identification Number (ITIN).


A blank check, debit card or credit card to make that first deposit.


Digital Tools

The best online and mobile banking tools to help you manage and grow your money.

Deposit Checks By Phone

Pay Bills Instantly

Transfer Funds Easily

24-Hour Telephone Banking