Get flexible checking that earns interest
SMART INTEREST CHECKING
Open your digital checking account today and start earning up to 2.00% APY*
Everyday transactions are a breeze with the new Smart Interest Checking Account from Veritex. You can do it all instantly from anywhere on your computer or mobile device. And you’ll even earn interest on your checking deposits!
get a smart boost
with interest checking
A digital account for all your daily banking needs — with bonus interest.
Smart Interest Checking
Up to 2.00% APY*
| BEST FOR YOU if you want versatile checking that’s all online. | |
|---|---|
| Minimum Opening and Daily Balance: | $1,000 |
|
Monthly Service Charge: (waived with a monthly direct deposit of 500.00 or more or if you maintain $1,000 average daily ledger balance) |
$5 |
| Minimum Balance to obtain APY: | $1,000 |
Interest Rates may change at any time.
Fees could reduce earnings
Free online and mobile banking, free bill pay, and unlimited check writing
Foreign ATM Transaction Fee: $3 (Not applicable when using the Allpoint network). Visit veritexbank.com/allpoint-atm-locations for the Allpoint ATM nearest you
eStatements only
| Interest Tiers | |
|---|---|
| $0.00 - $999.99 | 0.00% APY |
| $1,000.00-$10,000.00 | 2.00% APY |
| $10,000.01 and over | 0.10% APY |
Open a New Account
In less than 5 minutes!
Here's what you'll need to complete your application:
Your driver's license, passport, or other government-issued ID card.
Social Security number or Individual Taxpayer Identification Number (ITIN).
A blank check, debit card, or credit card to make that first deposit.
You’re Covered
We’re a Federal Deposit Insurance Corporation (FDIC) member institution — that means your deposits are insured up to $250,000. You can rest assured that your money is secure at Veritex. For additional insurance for accounts over $250,000 please call for assistance.
Digital Tools
The best online and mobile banking tools to help you manage and grow your money.
Deposit Checks By Phone
Pay Bills Instantly
Transfer Funds Easily
24-Hour Telephone Banking
What Veritex Customers Say
We pride ourselves on serving you wherever you are.
Hear what a few of our customers across Texas have to say.