Business Credit Card Crisis

Here’s How One Company Found a Fast Solution

Delivering speed and customization, Veritex Community Bank transformed a business’s commercial card program just in time to meet the customer’s need. 

For years, a growing business had relied on a corporate credit card to manage day-to-day financial operations. Everything ran smoothly—until the unexpected happened. The credit limit was suddenly reduced, putting its cash flow at risk and creating an urgent need for an alternative business credit card solution. 

The company required a flexible, scalable commercial card program to continue operations without disruption. But there was a catch—it needed a custom-branded business credit card aligned with the company’s identity. And to make things even more challenging, there were only 13 business days—including a holiday season—to get everything up and running. 

With most commercial credit card programs taking 45-60 days to implement, this was no small feat. Adding to the complexity, the business lacked internal marketing resources to develop the branding specifications for the custom credit card design. 

That’s where Veritex Bank made all the difference. The Veritex Bank team immediately acted, proving that with collaboration, efficiency, and a client-first mindset, it could not only meet but exceed expectations. 

The Veritex Bank experience is results-oriented and personal. The way we have gone about this is providing the right solution for the client’s specific needs. 
~Chris Zimmer, Head of Card Solutions 

Fast, Customized, and Hassle-Free: How Veritex Community Bank Delivered the Perfect Business Credit Card for Its Client: 
From the moment the business reached out, Veritex Bank mobilized a team to execute with speed and precision. Here’s how: 

1. Rapid Documentation & Approval 

Understanding the urgency, Veritex Bank’s relationship managers and credit team worked together seamlessly. Within just days, the credit package was completed and approved—keeping the project on track despite holiday scheduling challenges. 

2. Custom Branding Support 

One of the biggest obstacles was the need for a custom-branded business credit card. Typically, businesses provide their own logo specifications and design files, but this company lacked the resources to handle it. Veritex Bank’s marketing team stepped in to create multiple professional card designs. Within days, the client had options to review and approve—another milestone achieved ahead of schedule. 

3. Seamless Coordination with Partners 

With the credit package approved and the design finalized, the final step was ensuring production and implementation stayed on track. Veritex Bank’s card services team worked closely with its trusted processing partner to expedite artwork approval and system setup. 

Through careful coordination and a commitment to delivering results, they ensured that production stayed on schedule without compromising quality. 

As we have built this, as we’ve developed these card programs, it’s all with an eye on meeting our clients’ needs. 
~Wyatt Abernethy, Head of Payments and Treasury Solutions 

The Results: A Veritex Bank Customer with No Business Disruption 

Despite an industry-standard timeline of 45-60 days, the entire process was completed in just days. 

✔️ The new, custom-branded commercial credit cards were in the client’s hands—on time. 
✔️ A complex process was transformed into an efficient, fast-tracked solution by a team who understands how important available credit is to a business. 
✔️ The business gained a flexible, scalable card program tailored to its unique financial needs. 

This wasn’t just a win for the company—it was proof that Veritex Community Bank is the right banking partner for growing businesses. 

Why Veritex Bank is the Right Choice for Small to Mid-Sized Businesses 

This success story highlights the importance of choosing a bank that is proactive, responsive, and business-focused. Small and mid-sized businesses need financial solutions that are not only effective but also timely and adaptable. 

✅ Fast Execution – Veritex Community Bank’s aligned teams and streamlined processes ensure quick turnarounds for urgent business credit card needs. 
✅ Customized Solutions – Whether it’s a tailored commercial card program or specialized financial services, Veritex Community Bank works to fit your unique business needs. 
✅ Client-First Approach – As a banking partner invested in your success, Veritex Community Bank goes above and beyond to ensure your business thrives. 

For small and mid-sized businesses managing growth, cash flow, and operational efficiency, the right business credit card can provide the flexibility and control you need. Whether you’re expanding into new markets or optimizing your working capital, a tailored commercial credit card program can help you stay ahead. 

Let’s take your business to new heights—explore the commercial credit solutions designed for small to mid-sized businesses with Veritex Community Bank today! 

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