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PERSONAL CHECKING
At Veritex Bank we believe in simple and straight-forward checking accounts. From online and mobile services to paper statements—we’ve got you covered. Scroll down to learn more about our checking accounts.
Account Features & Benefits:
- Minimum Opening Balance: $100
- Interest Tiers by Balance: N/A
- Minimum Balance to Earn Interest (calculated on daily ledger balance, paid monthly): N/A
- To Avoid Service Charge: $1,000 average ledger combined deposit balances
- Service Charge: $10
- Transaction Limits: None
- Auto-Refunds for Foreign ATMs* (other banks’ surcharges): $10
- Foreign ATM Transaction Fee*: $3
- Statements: Paper or E-Statement
- Check Images: Images inStatements
E-PERSONAL CHECKING
GO GREEN!! Our Eco-Friendly Account is designed for those who choose to manage their finances electronically - at home, in the office, or on the go. Simple. Easy. Convenient.
Account Features & Benefits:
- E-Statement activation through online banking required within 30 days of account opening AND 1 direct deposit posted per statement cycle to avoid monthly service fee.
- Minimum Opening Balance: $100
- Interest Tiers by Balance: N/A
- Minimum Balance to Earn Interest (calculated on daily ledger balance, paid monthly): N/A
- To Avoid Service Charge: Direct Deposit or Student <25 years of age
- Service Charge: $10 w/o direct deposit
- Transaction Limits: None
- Auto-Refunds for Foreign ATMs* (other banks’ surcharges): N/A
- Foreign ATM Transaction Fee*: $3
- Statements: E-Statement Required
- Check Images: Not Available
The Veritex Premium Checking Account can earn you interest on your account balance every month*.
Account Features & Benefits:
- Minimum Opening Balance: $100
- Interest Tiers by Balance:
- $5,000 - $24,999
- $25,000 - $99,999
- $100,000 and over
- **Minimum Balance to Earn Interest (calculated on daily ledger balance, paid monthly): $5,000
- To Avoid Service Charge: $5,000 average ledger combined deposit balances
- Service Charge: $10
- Transaction Limits: None
- Auto-Refunds for Foreign ATMs* (other banks’ surcharges): $20
- Foreign ATM Transaction Fee*: $3 (first three no charge per cycle; $3 thereafter)
- Statements: Paper or E-Statement
- Check Images: Images in Statements
*These do not apply when using the Allpoint network. Visit veritexbank.com/allpoint-atm-locations for the Allpoint ATM nearest you.
Sterling Checking
Exclusively designed for patrons 62 and older, the Sterling Account will help you manage your money, enjoy the flexibility of full-service checking and earn interest on all balances.
Account Features & Benefits:
- Minimum Opening Balance: $100
- Interest Tiers by Balance: N/A
- Minimum Balance to Earn Interest (calculated on daily ledger balance, paid monthly): $0.01
- To Avoid Service Charge: $0
- Service Charge: None
- Transaction Limits: None
- Auto-Refunds for Foreign ATMs* (other banks’ surcharges): N/A
- Foreign ATM Transaction Fee*: $3
- Statements: Paper or E-Statement
- Check Images: Images inStatements
FREE WALLET BANK STOCK CHECKS (LIMIT OF 2 COMPLIMENTARY ORDERS PER YEAR)
*These do not apply when using the Allpoint network. Visit veritexbank.com/allpoint-atm-locations for the Allpoint ATM nearest you.
VeriSmart Checking
The VeriSmart Checking Account is a great account to begin your banking relationship with just $25.
Call 833-VERITEX (837-4839) to open an account today! Or to reach out to a local banker, visit veritexbank.com/locations for a list of all our branch locations.
Account Features & Benefits:
- Minimum Opening Balance: $25
- ATM fees: $0 for Veritex Bank ATMs and all Allpoint ATMs worldwide
- Service Charge: $5 waived with monthly direct deposit or one or more ACH deposits
- Bill Pay: No fees for online bill pay
- Transaction Limits: None
- Statements: E-Statement
- Check Images: N/A
*These do not apply when using the Allpoint network. Visit veritexbank.com/allpoint-atm-locations for the Allpoint ATM nearest you.
For your convenience, our routing number is 113024164.
Routing number
You can also find this routing number:
- On your checks
