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Personal Checking

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PERSONAL CHECKING

At Veritex Bank we believe in simple and straight-forward checking accounts. From online and mobile services to paper statements—we’ve got you covered. Scroll down to learn more about our checking accounts.

Account Features & Benefits:

  • Minimum Opening Balance: $100
  • Interest Tiers by Balance: N/A
  • Minimum Balance to Earn Interest (calculated on daily ledger balance, paid monthly): N/A
  • To Avoid Service Charge: $1,000 average ledger combined deposit balances
  • Service Charge: $10
  • Transaction Limits: None
  • Auto-Refunds for Foreign ATMs* (other banks’ surcharges): $10
  • Foreign ATM Transaction Fee*: $3
  • Statements: Paper or E-Statement
  • Check Images: Images inStatements

E-PERSONAL CHECKING

GO GREEN!! Our Eco-Friendly Account is designed for those who choose to manage their finances electronically - at home, in the office, or on the go. Simple. Easy. Convenient.

Account Features & Benefits:

  • E-Statement activation through online banking required within 30 days of account opening AND 1 direct deposit posted per statement cycle to avoid monthly service fee.
  • Minimum Opening Balance: $100
  • Interest Tiers by Balance: N/A
  • Minimum Balance to Earn Interest (calculated on daily ledger balance, paid monthly): N/A
  • To Avoid Service Charge: Direct Deposit or Student <25 years of age
  • Service Charge: $10 w/o direct deposit
  • Transaction Limits: None
  • Auto-Refunds for Foreign ATMs* (other banks’ surcharges): N/A
  • Foreign ATM Transaction Fee*: $3
  • Statements: E-Statement Required
  • Check Images: Not Available

Premium Checking

The Veritex Premium Checking Account can earn you interest on your account balance every month*.

Account Features & Benefits:

  • Minimum Opening Balance: $100
  • Interest Tiers by Balance:
    • $5,000 - $24,999
    • $25,000 - $99,999
    • $100,000 and over
  • **Minimum Balance to Earn Interest (calculated on daily ledger balance, paid monthly): $5,000
  • To Avoid Service Charge: $5,000 average ledger combined deposit balances
  • Service Charge: $10
  • Transaction Limits: None
  • Auto-Refunds for Foreign ATMs* (other banks’ surcharges): $20
  • Foreign ATM Transaction Fee*: $3 (first three no charge per cycle; $3 thereafter)
  • Statements: Paper or E-Statement
  • Check Images: Images in Statements

*These do not apply when using the Allpoint network. Visit veritexbank.com/allpoint-atm-locations for the Allpoint ATM nearest you.

Sterling Checking

Exclusively designed for patrons 62 and older, the Sterling Account will help you manage your money, enjoy the flexibility of full-service checking and earn interest on all balances.

Account Features & Benefits:

  • Minimum Opening Balance: $100
  • Interest Tiers by Balance: N/A
  • Minimum Balance to Earn Interest (calculated on daily ledger balance, paid monthly): $0
  • To Avoid Service Charge: $0
  • Service Charge: None
  • Transaction Limits: None
  • Auto-Refunds for Foreign ATMs* (other banks’ surcharges): N/A
  • Foreign ATM Transaction Fee*: $3
  • Statements: Paper or E-Statement
  • Check Images: Images inStatements

FREE WALLET BANK STOCK CHECKS (LIMIT OF 2 COMPLIMENTARY ORDERS PER YEAR)

*These do not apply when using the Allpoint network. Visit veritexbank.com/allpoint-atm-locations for the Allpoint ATM nearest you.

Veritex Bank Routing Number

For your convenience, our routing number is 113024164.

Routing number

You can also find this routing number:

  • On your checks

 

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