Insurance banking

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Veritex Insurance Banking Team

Standing behind the Veritex Bank values of truth, transparency, and uncompromising integrity, the Insurance Banking team provides more than 75 years of combined industry experience.

With an in-depth understanding of the industry, our approach is relationship based with solutions tailored specifically to insurance companies and insurance-related organizations. In today's evolving market, insurance companies need trusted advisors to help navigate corporate complexities.

IRO Demand Generation

Veritex Bank provides creative banking solutions to family-owned businesses, high net worth families, brokers, underwriters, third party administrators, and private equity firms within the insurance industry. 

The Veritex team has a broad range of knowledge and experience in the insurance space. Our passion is supporting these businesses that have complex issues that need time intensive and creative expertise, which include: 

  • Mergers and acquisitions
  • Restructuring 
  • Refinance 
  • Interest rate/foreign currency exchange 
  • Treasury management solutions 

Our clients provide a board array of services to families and businesses across the country, which include: 

  • Life and health
  • Property and casualty
  • Reinsurance 
  • Excess and surplus lines 
  • MGA
  • Third party administrator 
  • Actuarial
  • Insurance consulting 
As typical with most clients the Veritex Insurance Team serves, this Dallas based Life & Health Insurance company was facing key questions in the back half of 2022:
  • The company faced a near-term need to upsize existing bank term debt set to mature
  • Additionally, the company wanted to boost capital levels for two reasons:
    • Proactive anticipation of increased annuity and life insurance product sales
    • Potential future acquisitions under consideration
As a trusted advisor, the team successfully navigated through a tightening credit environment to deliver upon these needs.  Ultimately, access to Veritex leadership and a clear, concise plan of action resulted in earning the lead arranger title, overcoming a large competitor in the marketplace.  
To date, this relationship continues through creative collaboration on new solutions as they arise with the company.  Most recently, the team has partnered with the company to structure and implement a customized lockbox solution for several blocks of business. 

Services Offered

Veritex provides creative financing solutions, utilizing both lines of credit and term loans, to insurance holding companies and insurance-related organizations throughout the southwestern United States.

Financing requests can include capital infusions, acquisitions of books of business, and debt recapitalizations. Should the need arise, the Bank offers a robust syndications practice.

Areas of Focus

  • Property and Casualty Companies
  • Life and Health Companies
  • Title Insurance Companies
  • Commercial & Personal Lines Agencies
  • Brokers
  • Insurance Third-Party Administrators

Services that Complement Your Business

Treasury Solutions

Simple, secure solutions for your business. All the tools you need to run your business. Customize your treasury suite, never pay for something you do not need. Click to learn more.

Private Banking

The higher your net worth, the more complex your financial needs can become. We understand. That’s why we created Veritex Private Banking. Our Private Banking team is here to help you secure your legacy and grow your wealth. You will work with trusted, proven banking professionals who will in turn work closely with all your advisors. Click to learn more. 

Banking Services

Learn about other Veritex Business Banking Services

Truth in Texas Banking