Find Your Sweet Spot

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Spread your investments across all three offers to ladder your savings and maximize your freedom.

What's CD Laddering?

Just like the game of golf, you have to find your sweet spot in savings. Have you considered using a CD to ladder your savings?

A CD ladder is a strategy where you divide your savings into equal parts and invest them in multiple CDs with varying maturity dates. It's a great way to earn more interest, plus, it's a low-risk investment option that can help grow your savings over time. So why not give it a try, it could be the perfect fit for your financial goals!

Meet on the Green

5.05% APY* 6-Month CD

Are you looking for a short-term investment option that guarantees a return on your money? Look no further than a six month CD.

With a six month CD, you can earn interest at a higher rate than a traditional savings account. Plus, your investment is federally insured up to $250,000, providing an extra layer of security.

Click the button and fund your account in five minutes.

Begin CD Laddering and lock in a great rate

Interest rates determined by term and investment amount.

  • Minimum Opening Balance: $2,500
  • Minimum Daily Balance: $2,500
  • Monthly Service Fee: $0
  • Transaction Fee: Penalty for early withdrawal
  • For CDs over $250,000 and Sole Proprietorship accounts please call for assistance. 

4.90% APY* 12-Month CD

You've already mastered the art of a opening a short-term Certificate of Deposit, it's time to take things up a notch. Consider investing in a twelve-month CD and watch your savings grow even faster!

By utilizing a CD ladder strategy, you can reach your financial goals with ease. You'll be on your way to achieving financial success in no time. So why wait? Take the next step on your journey toward financial freedom and start laddering your CDs today!

Click the button and level up your finanical game in five minutes. 

Fund in five minutes.

Interest rates determined by term and investment amount.

  • Minimum Opening Balance: $2,500
  • Minimum Daily Balance: $2,500
  • Monthly Service Fee: $0
  • Transaction Fee: Penalty for early withdrawal
  • For CDs over $250,000 and Sole Proprietorship accounts please call for assistance. 

4.90% APY* High-Yield Savings

You're on your way to achieving financial freedom! The high-yield savings strategy is a great way to maximize your returns. And the best part? It's easy to get started! To compliment your 6-month and 12-month CD accounts, add a high-yield savings account to your portfolio.

So what are you waiting for? Click the button and start your journey to financial freedom today!

Climb the ladder to financial freedom

  • Minimum Opening Deposit: $2,500
  • Minimum Balance to Obtain APY: $0
  • Quarterly Service Fee: $30 (waived if you maintain $2,500 average daily ledger balance)
  • Interest rates may change at anytime.
  • Fees could reduce earnings
Interest Tiers
$0.00 - $9,999.99: 4.90% APY
$10,000.00 - $19,999.99: 4.90% APY
$20,000.00 - $49,999.99: 4.90% APY
$50,000.00 and over: 4.90% APY

We have you Covered

Take comfort in knowing we are a member of the Federal Deposit Insurance Corporation (FDIC). Our team can help you structure your accounts for maximum coverage.

Types of accounts covered with FDIC insurance

  • Single Accounts - Up to $250,000 coverage per owner.
  • Joint Accounts - Up to $250,000 per co-owner.
  • Corporation, Partnership accounts - Up to $250,000 per corporation.
  • More options available, let's talk!

Veritex at a Glance

Headquartered in Dallas, Texas.
Founded in 2010, completed IPO in 2014.
Convenient banking centers in the Dallas-Fort Worth metroplex and greater Houston area.
One of the 10 largest banks headquartered in Texas.
Texas Bankers Association 2022 Cornerstone & LiFE Award recipients.
IBAT's 2022 Best of Community Awards: Silver in Architectural Design and Bronze in Community Service.
IBAT's 2023 Best of Community Banking Awards Gold Eagle Award for Community Service, Gold Eagle Award for Marketing, Bronze Eagle Award for Innovation
IBAT's 2024 Best of Community Awards: Best of Show Gold Eagle Award for Community Service & Gold Eagle Award for Financial Literacy
Veritex Community Bank, headquartered in Dallas, TX
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