At Veritex Community Bank, we understand that choosing a banking partner is a significant step in your financial journey. Successful small business owners know the right partnership can lead toward greater stability, growth opportunities and long-term success.
When looking for a bank to support your business, it is important to keep in mind why a Business Banker can be such a trusted advisor in growing and managing your day-to-day financial activity and help you reach your goals.
What is a Business Banker?
Business Bankers distinguish themselves by becoming deeply invested partners, intricately woven into the fabric of your company’s narrative. Based on this unique relationship, Business Bankers provide a comprehensive range of services. These services include offering strategic financing options, risk management, savings strategies, and cash flow optimization. Their personalized attentiveness ensures that today’s decisions lay the foundation for tomorrow’s prosperity.
“We survived things that could have broken us, with construction and (Hurricane) Harvey and the freeze and the pandemic. But working with Veritex and Castel just kind of provided everything I lacked,” said Houston Club Pilates owner, Eliza Pontone. “He (Castel) just had the patience to teach me more and more.”
Veritex Community Bank works one on one with our small business owners to ensure their success, despite the changing economy and through unexpected circumstances.
Why Relationship Banking?
Relationship banking is at the heart of what we do at Veritex Community Bank. It is a personalized approach that goes beyond transactions; it’s about understanding your business, your industry, and your unique challenges. We believe in building long-term relationships where we can grow together. Our team takes the time to get to know you and your business so that we can offer tailored advice and solutions that help you reach your goals.
“One thing that is important to me is to be a trusted advisor. So, if they need some advice on financing their business, I provide advice to them and in layman’s terms, so they understand, “explains Club Pilates’ Veritex Bank Business Banker, Castel Hibbert.
The true value of a relationship banker lies in their commitment to building trust. By understanding their clients’ life events, aspirations, and challenges, they can provide relevant advice and services. This proactive approach fosters loyalty and ensures that clients feel valued and understood.
In addition, relationship bankers are equipped to assist with a wide range of financial services for both personal and business needs, ensuring a holistic approach to your financial well-being.
Even as digital banking rises, the human touch remains irreplaceable. Relationship bankers adapt by using technology to enhance their services, offering convenience while maintaining the personal connection that clients cherish. When some banks are charging for this premium service, Veritex Bank includes relationship banking as part of their standard offering.
“We believe in putting community first, that is why it is in our middle name. Small business is the backbone of our economy, keeping it upright and dynamic. They are the unsung architects of community, crafting the spaces where commerce meets culture and dreams find daylight,” said Jeff Kesler, President of the Dallas-Fort Worth Market.
Empower Your Small Businesses
Empowering your small business often starts with forging a robust relationship with your banker, one that transcends the mere exchange of currency and dives into the realm of strategic partnership. Your banker should not only be familiar with the ins and outs of your financial statements but also understand your industry, your market, and the unique challenges you face. By engaging in regular, candid conversations about your business goals, challenges, and growth opportunities, you can tap into your banker’s expertise to tailor financial products and services that align with your vision. This collaborative approach ensures that your financial strategies are proactive rather than reactive, positioning your business for success in an ever-evolving marketplace.
Moreover, leveraging your banker’s network can be instrumental in empowering your small business. A well-connected banker can introduce you to a web of potential clients, suppliers, and even mentors who can provide invaluable insights and open doors to new possibilities. They can also keep you informed about local economic developments, grants, or community projects that could benefit your business. In essence, your banker becomes an ally, advocating for your interests and facilitating access to resources that might otherwise be out of reach. By harnessing this powerful alliance, you can ensure that your small business not only survives but thrives, contributing to the prosperity of your community.
Small businesses require more than just basic banking services to thrive—they need a partner or trusted advisor to assist them in reaching their goals. Our relationship bankers are experts in identifying opportunities and navigating the complexities that come with scaling up a business. We provide the tools and guidance necessary for small business owners to make informed and confident financial decisions from cash flow management to financing options ensuring you have the knowledge and resources at your fingertips to make strategic choices for your business.
Growing Your Business with Veritex Community Bank
Growing your business with Veritex Bank involves leveraging our community-centric banking approach to gain a competitive edge in your market. As a bank that prides itself on local decision-making and personalized service, Veritex can offer you tailored solutions that align closely with your business objectives. Start by scheduling a meeting with a Veritex business banker to discuss your company’s vision, current financial health, and growth aspirations. This initial consultation is crucial for laying the groundwork for a strategic partnership where your goals are understood and supported.
Once you’ve established this relationship, take advantage of Veritex Bank’s suite of business banking services. From business checking and savings accounts with favorable terms to merchant services that streamline your transactions, each product is designed to enhance your operational efficiency. Furthermore, explore our lending options, which could include everything from lines of credit to finance day-to-day operations, to commercial loans for significant expansions. Veritex also offers SBA loans, which can be particularly beneficial for small businesses looking to grow without excessive financial strain.
Additionally, Veritex Bank provides resources and tools such as online banking, mobile apps, and cash management services that can help you manage your finances effectively while focusing on scaling your business. By staying informed about local economic trends through Veritex’s insights and actively participating in the bank’s networking events, you can connect with other local business owners, fostering relationships that may lead to new opportunities. With Veritex Bank, you’re not just finding a financial institution; you’re partnering with a bank that invests in your success and the prosperity of the community it serves.
Business Essentials Products
Our suite of treasury products is designed with small businesses in mind. Managing Director of Digital and Treasury Solutions for Veritex Bank, Wyatt Abernethy, says “typically when banks are thinking about servicing clients, they start with the products they can offer and then put those together to sell to clients. Veritex starts with what the client needs, and then builds the products to match.”
What that means to you is Veritex will build products around your specific needs as we understand one solution does not fill all. Each business has individual needs and by creating a suite of products for those needs, business owners can operate more efficiently and effectively within their specific industry. Visit our website to learn more about our recommended business essentials to fit your unique needs.
A Partnership That Grows With You
As your business evolves, so will our partnership. We pride ourselves on being responsive to the changing landscapes of the industries we serve. Our bankers are proactive, anticipating your needs and offering insights that can help steer your business towards success.
Let’s embark on this journey together. Grow your business with a bank that knows you by name and stands by your vision—grow with Veritex Community Bank.
Our commitment to local decision-making means that you have access to swift, personalized responses to your banking needs, ensuring that your business can move quickly to capitalize on new opportunities.
Beyond the nuts and bolts of financial transactions, Veritex Community Bank brings to the table a wealth of local market knowledge and networking opportunities that are invaluable for any growing business. We understand that a strong business community benefits everyone, which is why we often host events and seminars designed to connect clients with other local entrepreneurs, industry experts, and potential customers. This community-focused approach provides a fertile ground for collaboration allowing you to tap into new ideas and resources that can propel your business forward. With Veritex Bank, you gain more than a banker; you gain a partner who is invested in seeing your business—and by extension, the community—thrive.
About Veritex Community Bank: Veritex Community Bank is a mid-sized community bank serving its customers with a full suite of banking products and services. The bank has more than 30 branch locations in Houston, Fort Worth and Dallas, Texas with total assets of more than $10 billion. The bank specializes in providing depository and credit services to retail and small- to mid-size businesses, which have been largely neglected by national banks. The name “Veritex” is derived from the Latin word “veritas,” meaning truth, and “Texas.”