Personal Checking

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PERSONAL CHECKING

At Veritex Bank we believe in simple and straight-forward checking accounts. From online and mobile services to paper statements—we’ve got you covered. Scroll down to learn more about our checking accounts.

Account Features & Benefits:

  • Minimum Opening Balance: $100
  • Interest Tiers by Balance: N/A
  • Minimum Balance to Earn Interest: N/A
  • To Avoid Service Charge: $1,000 average daily balances
  • Service Charge: $10
  • Transaction Limits: None
  • Auto-Refunds for Out of Network ATMs* (other banks’ surcharges): $10 per statement cycle
  • Out of Network ATM Transaction Fee*: $3
  • Statements: Paper or E-Statement
  • Check Images: Images inStatements

*These do not apply when using the Allpoint network. Visit veritexbank.com/allpoint-atm-locations for the Allpoint ATM nearest you.

E-PERSONAL CHECKING

GO GREEN!! Our Eco-Friendly Account is designed for those who choose to manage their finances electronically - at home, in the office, or on the go. Simple. Easy. Convenient.

Account Features & Benefits:

  • Minimum Opening Balance: $100
  • Interest Tiers by Balance: N/A
  • Minimum Balance to Earn Interest: N/A
  • To Avoid Service Charge: Monthly Direct Deposit or Student <25 years of age
  • Service Charge: $10 
  • Transaction Limits: None
  • Auto-Refunds for Out of Network ATMs* (other banks’ surcharges): N/A
  • Out of Network ATM Transaction Fee*: $3
  • Statements: E-Statement Required
  • Check Images: Not Available

*These do not apply when using the Allpoint network. Visit veritexbank.com/allpoint-atm-locations for the Allpoint ATM nearest you.

Premium Checking

The Veritex Premium Checking Account can earn you interest on your account balance every month.

Account Features & Benefits:

  • Minimum Opening Balance: $100
  • Interest Tiers by Balance:
    • $5,000 - $24,999.99
    • $25,000 - $99,999.99
    • $100,000 and over
  • Minimum Balance to Earn Interest: $5,000
  • To Avoid Service Charge: $5,000 average daily balances
  • Service Charge: $10
  • Transaction Limits: None
  • Auto-Refunds for Out of Network ATMs* (other bank's surcharges) $20 per statement cycle
  • Out of Network ATM Transaction Fee* $3 (first three no charge per statement cycle; $3 thereafter)
  • Statements: Paper or E-Statement
  • Check Images: Images in Statements

*These do not apply when using the Allpoint network. Visit veritexbank.com/allpoint-atm-locations for the Allpoint ATM nearest you.

Sterling Checking

Exclusively designed for patrons 62 and older, the Sterling Account will help you manage your money, enjoy the flexibility of full-service checking and earn interest on all balances.

Account Features & Benefits:

  • Minimum Opening Balance: $100
  • Interest Tiers by Balance: N/A
  • Minimum Balance to Earn Interest: $0.01
  • To Avoid Service Charge: N/A
  • Service Charge: None
  • Transaction Limits: None
  • Auto-Refunds for Out of Network ATMs* (other banks’ surcharges): N/A
  • Out of Network ATM Transaction Fee*: $3
  • Statements: Paper or E-Statement
  • Check Images: Images inStatements

FREE WALLET BANK STOCK CHECKS (LIMIT OF 2 COMPLIMENTARY ORDERS PER YEAR)

*These do not apply when using the Allpoint network. Visit veritexbank.com/allpoint-atm-locations for the Allpoint ATM nearest you.

VeriSmart Checking

The VeriSmart Checking Account is a great account to begin your banking relationship with just $25.

Call 833-VERITEX (837-4839) to open an account today! Or to reach out to a local banker, visit veritexbank.com/locations for a list of all our branch locations.

Bank On

Account Features & Benefits:

  • Minimum Opening Balance: $25
  • Interest Tiers by Balance: N/A
  • Minimum Balance to Earn Interest: N/A
  • To Avoid Service Charge:  Monthly direct deposit or one more ACH deposits
  • Service Charge: $5 
  • Auto-refunds for Out of Netwok ATMs* (other bank’s surcharges): N/A
  • Out of Network ATM Transaction Fee*: $3
  • Transaction Limits: None
  • Statements: E-Statement required
  • Check Images: N/A

*These do not apply when using the Allpoint network. Visit veritexbank.com/allpoint-atm-locations for the Allpoint ATM nearest you.

Veritex Bank Routing Number

For your convenience, our routing number is 113024164.

Routing number

You can also find this routing number:

  • On your checks

 

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